Fees & Limits

Individual Wallet

For everyday personal banking and payments

Service Type Fees Limits
Wallet Capacity 10,000,000 IQD
Cash-in via agents 1,000 IQD 20,000,000 IQD Monthly
Cash-in via CDM 1,000 IQD 20,000,000 IQD Monthly
Cash-out from agents 0.75%
(min 750 IQD)		 5,000,000 IQD Daily / 10,000,000 IQD Monthly
Transfer from TIB Online to IraqPay Free 20,000,000 IQD Monthly / 2,000,000 IQD Per Transaction
Transfer to TIB account 0.25%
(min 250 IQD)		 2,500,000 IQD Monthly
Transfer to other IraqPay wallets (except agents) 0.25%
(min 250 IQD)		 2,500,000 IQD Monthly

Note: All fees and limits are set in accordance with Central Bank of Iraq (CBI) regulations and are subject to change. All amounts in Iraqi Dinar (IQD).
Last updated: June 2026.